First-Time Home Buyer?
Ottawa Has Options.
Free calculators, expert guidance, and a personalized starter pack to help you navigate buying your first home in the Greater Ottawa Area.
What You'll Learn
Everything a first-time buyer in Ottawa needs to know — before you ever fill out an application.
How Much Can You Afford?
Understand your budget based on your income, debts, and down payment.
GDS & TDS Ratios
Learn the key ratios lenders use to assess your mortgage eligibility.
Down Payment Requirements
Know the minimum down payment rules for first-time buyers in Canada.
Free Ottawa Starter Pack
Get a downloadable guide with everything you need to start your home search.
Try Our Free Calculators
Run the numbers before you commit. These tools are built for Canadian mortgage rules.
Get Your Free Starter Pack
Tell us a bit about your situation and we'll send you a personalized Ottawa First-Time Buyer Starter Pack.
How It Works
Simple, straightforward, and completely free.
Fill Out the Form
Answer a few quick questions about your situation — it takes under 2 minutes.
Check Your Email
You'll receive your free Ottawa First-Time Buyer Starter Pack PDF right away.
We'll Reach Out
A licensed mortgage agent will follow up within 24 hours to discuss your options.
No Pressure
Ask questions, explore your options, and move forward only when you're ready.
Your Trusted Ottawa Mortgage Agent
Licensed Professional
Mortgage Agent Level 1
License #: M24002651
Caliber Mortgage, #13368
Dominion Lending Centres
Part of Canada's leading mortgage network, providing access to the best rates and mortgage products.
Greater Ottawa Area
Serving Ottawa, Kanata, Barrhaven, Orleans, Nepean, Gloucester, Stittsville, and surrounding communities.
Disclaimer: The calculators and resources on this page are for educational purposes only and do not constitute financial, tax, or legal advice. Results are estimates based on the information you provide and may not reflect your actual mortgage eligibility or terms.
Mortgage approval is subject to lender criteria, credit assessment, and property appraisal. Farhoud Talebi is a licensed Mortgage Agent Level 1 (M24002651) with Caliber Mortgage Inc. (#13368) under Dominion Lending Centres, and is not a financial advisor. This page does not constitute a mortgage commitment or pre-approval.
Always consult with qualified professionals before making financial decisions. Rates and terms are subject to change without notice.